TWiT 742: Leave the Wallet At Home

Beep boop - this is a robot. A new show has been posted to TWiT…

What are your thoughts about today’s show? We’d love to hear from you!

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Just keeping it real :smiley:
Thanks :fist_right:t4:

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Was a surprise to get A TWiT episode early. Hopefully the power shut downs don’t go ahead.

I’m more than happy to leave my wallet at home. Apple Pay on my phone and watch. I don’t generally carry cash at all, not when even the smallest of shops have card readers - even the ice cream van had a Square reader (no cash is no longer an excuse I can use with the kids).

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I haven’t listened yet, but I would love to leave my wallet behind. Unfortunately, when I tap my phone to use my credit card at the super market, it won’t accept it (yes, they accept Google Pay) and insist I use the actual card. Sort of defeats the purpose.

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I’ve got a different take on the portable VR. Maybe different from what Microsoft is even thinking about, from the press they’ve published.
If we could use neurology to tap directly into the ocular nerve, somehow, we have the earliest versions of Geordie’s VISOR. Thoughts on that possibility?

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You can go blind for a toy, keep augmentations far away from me please. AKA If it ain’t broke, don’t risk trying to augment it.

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One of my issues with using Google Pay is the artificial limits imposed. I couldn’t be sure the limit of some purchases would be under the $100 limit imposed on tap to pay, and although the phone is locked behind biometrics (fingerprint) or password, they treat it the same as a card with no PIN and enforce the transaction limit. This means I can’t use it to pay for groceries, or potentially gas if my tank is very close to empty, and if I can’t rely on it to work, then why bother. So far I’ve only ever used it to pay for coffee.

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True. But I’m thinking more as a tech for visually impaired.

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On payments, very different experience here in the UK to what @JasonHowell and the TWiT panel described. Google Pay always works, contactless is everywhere, £30 limit on cards, not limited (well I haven’t hit a limit yet) on my phone or Fitbit. Always keep a card in my pocket though, you never know.

I’m in the US in December, be interested to see what works.

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Keep us posted, please

Been an Apple Pay user since day one, literally. Experience outside US is so much different. Yesterday, payed over A$600.00 at Costco with tap of phone, FaceID, done.
Big difference I find is shops in US choose what they accept, CVS was good example. Outside US, seems like universal acceptance based on credit card provider (Visa, MasterCard, etc).
Other issue to acceptance in US is continued use of signature. When PIN becomes standard, things might change.

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I love it when I can use Apple Pay, really wish it was more available where I live, it’s always more of a hassle and get that bit off warty feeling knowing it’s less secure.

Entertaining and informative show - great panel!

HubMartin_ThreeAmigos

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Oh the joys of tap and pay. I cannot rely on it as it’s still not everywhere. And even if it’s there, it’s confusing because it’s not the same everywhere. This isn’t an Android fragmentation problem, it’s a retail POS uniformity problem (and then it’s a Google Pay acceptance problem). The tap location is not always clear and/or requires input from the cashier which is dumb. And I’ve had it fail at Costco when they first introduced it (and I’m always anxious the right card is selected here because of the limited acceptance). And most importantly, it’s still just not everywhere (and I’m in the DC metro area).

But why do I want this over the credit card? Because it’s faster than insert and wait-for-beep we have in the US, IMO (when it works/is clear).

And it has saved me once for lunch, but was forced to eat McDonald’s since it was the only thing around that accepted. But overall, I always have my wallet on my body as I am paranoid about losing it. But the less I have to remove it from my pocket, the better.

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A torture worse than waterboarding :smiley:

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+1 for all of the tap to pay love. It’s safer, faster, and more convenient. Unfortunately, it isn’t as ubiquitous here as I would like. I miss Samsung Pay - it works pretty much everywhere.

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actually… I go by choice time to time :slight_smile: I grew up on their “chicken nuggets” so it’s hard to kill that. And their breakfast egg mcmuffin is actually not that bad for you. I realized the way I wrote that looks very negative, but it was more “I didn’t get to chose my lunch” complaint, lol.

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Hahahahaha! Thanks for this depiction

we here in Malaysia have many e-wallets from multiple fintech companies and banks providing QR code payment methods. Roughly 8 e-wallets (and counting) and each has their own benefits such as cashback, points for redemption and so on.

The only “company” pay system that we have over here is Samsung Pay and because of that, this kind of a payment system is not widely use. But because many of the credit/debit cards provided by our banks has tap-to-pay, many of us do not mine taking our cards out to pay.

Additionally, unless we contact our issuing bank; each card has a payment limit and anything above that requires pin-to-pay. Thanks to many credit card skimming that had happen a lot, we have remove signature as a method of payment authorization.

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Agree about the pin use to the U.S. Went over to states from Canada and used my credit card at a store.Stood in line looking at the machine waiting to say enter pin. Cashier looked at me like I was nuts and said You know yo have to sign don’t you.And I am thinking wow so far behind the times
Self edit. After posting started to think about it not sure if you sign your name on the machine in Canada anymore.Will check it at the store today

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