TWiT 742: Leave the Wallet At Home

I will definitely agree that my experience has improved in the past year or so, when I remember to try it out. One thing that I have noticed here in the US is much more infrastructure built around tap to pay. Our credit cards now have the ability as well and that seems to work seamlessly, which at least for me, improves my confidence in it with every tap. But again: tapping my credit card is still an easier process than tapping my phone since my phone still needs to be unlocked. It’s not THAT much different, but when talking about friction, it’s some versus none.

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Miss it because you no longer have a Samsung phone?

Yep. Moved to iOS. Sorry, @JasonHowell! Samsung Pay is the one thing I really miss.

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I have an Iphone and and Apple Watch. Use it more on the iPhone then I do the watch. I use it all the time at work, our vending machines are tap to pay enabled. Outside that, a few gas stations and drug stores here in my area accept it along with a few national chain restaurants use it. Where I can it’s my choice of payment, but not broadly available enough here in Southern Indiana in my experience to leave the wallet at home. I just opt to leave in pocket when I can.

Really good episode today i was a tad worried with Leo out but yall had some really interesting chats about some really intersting topics with a variety of side representation. Keep up the good work you three its nice to know things are still really good when Leo is out. Leo is still my favorite but the others are moving up my list of favorite podcast hosts.

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I do not think the slow adoption of Apple Pay was any slower in the mid west or south than it was anywhere. I live in the Bay Area and it was slow here. Also as someone mentioned, is it really any easier than swiping a card? No, it isn’t. It only allows you to leave your card in the car.
I loved the triple rainbow reference. I thought that video was one of the funniest video I had ever seen.

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I use GPay when I can, as quite a few stores here accept it. There are even a couple of gas stations that offer it on the pumps, which is great for avoiding the seemingly ubiquitous card skimmers.

I’ve even noticed many shops that have signs up saying they accept Apple Pay, but if you look at their terminals, you might also see the GPay logo. I don’t even correct them any more when I hold my phone up and they say, “Oh, using Apple Pay?” “Yeah” as I place my Pixel on the spot. :grinning:

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It’s interesting here that the banks and credit cards are now going the other way, they’re introducing a bit of friction in the name of security.

My bank has recently brought in ‘strong customer authentication’ for contactless with a card, means you have to put a PIN in now and again. Mastercard have now introduced 2FA for online purchases, unfortunately utilising a passcode via SMS :man_facepalming:t2:

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This would be the merchant’s decision… and the bank raises their liability if the PIN is not used… so I think most merchants in Canada have switched to chip and PIN where possible. If the customer doesn’t have a chip (probably because they’re from the US) then it will possibly require the signature. (This happened to my American friend in Toronto on his recent visit.)

Wasn’t one of the purported benefits of using the phone that it did tokenization and thus the merchant couldn’t track you to the same extent if you [repeatedly] use the same [bare] card?

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I have converted to a small front pocket wallet - and I use the heck out of Apple Pay here in California!!!

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Just returned from the drugstore here in Northern Ontario .Rexall to exact. And saw no place to sign on the machine. Asked the clerk what would happen if someone came in with a card with no pin. After the blank stare which seemed forever.reply was bank is next store

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Loving the Three Amigos vibe with Ant, Jason & Mikah. Definitely need to get them to do TWiT again soon, they’re great with a free-ranging discussion across the tech field. All facts, no filler!

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Have to be the wet blanket here, sorry: @mikahsargent Elvis is a Surface Laptop 3 not a Surface Book 3. Just want to make sure you get that straight before the next WW show.

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@mikahsargent @JasonHowell @ant_pruitt the show didn’t seem like a TWiT but I really enjoyed your conversations anyway. @ant_pruitt is really opening up and speaking his mind more; not so reserved. Thumbs up bro.

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Thank you for that, @Zeke.:fist_right:t4::tumbler_glass:

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Ha! I didn’t realize I was ever considered reserve. Thanks, @P_J :fist_right:t4:

Absolutely agree!!! Having Ant, Jason and Mikah doing a panel talk show was frikkin great!! Excellent chemistry, lots of fun, lots of chuckles and excellent tech talk! Leo, Lisa, A NEW SHOW idea!! Audio would work in this case!! The Three Tech Amigos

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I’m always concerned when Leo is out. (I know it’s petty, but it is what it is haha) but LOVED the chemistry between JasonHowell @ant_pruitt mikahsargent great work guys. (Next time with @ohthatflo?!).

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Hi. I am a casual VR user, but have never tried AR. One use case for this possible Microsoft Product ( assuming it could get small enough to be practical) could be “virtual tourism”. What if it could map a virtual location to your current location and adjust it accordingly. So say you walk to work everyday, but it may look like you’re walking through Rome one day and Paris another and a Star Wars city the next. You still see people, cars,streets and buildings, but different/better “versions”.

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