iOS 13 appears to have introduced a problem with Apple Pay for some users, me included. Stepping up to pay for an item in a shop POS (Point Of Sale device), having Apple Pay not respond, and then finding you did not bring the required card can be very embarrassing and annoying. So who is at fault here? Is it Apples requirement to guarantee Apple Pay works every time? Is the dream of a cashless and walletless world a pipe dream?
Downunder, our use of Tap and Pay is much more prevalent then in the US. Even fairly common at places like a community market, with temporary stalls. My experience in several EU countries was similar to Australia. Most places you pay for something have a generic POS device provided by their bank. Tapping with a RFID enabled card or phone for anything up to $100.00 does not require even a PIN input. And, at a many places, using Apple Pay with Touch or Face ID or Apple Watch doesn’t require a PIN for higher priced purchases.
At least 3 states and/or territories here are now introducing digital drivers licenses, and ID. So, what happens when someone gets pulled over and their phone doesn’t work?
Not sure if digital passports will be mobile device dependent. A protected database with biometrics seems doable within a single country for its own citizens and residents, but how would it work with foreign visitors unless there is a universally accepted system?